Back property taxes in Boerne? Texas can sell your home for unpaid taxes after 36 months of delinquency. We buy houses with tax liens — pay the taxes at closing, give you the difference in cash, save your credit.
Falling behind on property taxes in Boerne, Texas can spiral fast. Texas counties begin tax sale proceedings after a fixed period of property tax delinquency. BuyHousesInCash buys homes with tax liens, tax delinquency, and even properties scheduled for tax sale. We pay the back taxes from sale proceeds at closing, so you never write a check. You walk away free of the tax burden with cash in hand.
Tax bill explosions after Kendall County reassessment cycles affect Boerne homeowners in growing-value neighborhoods. Texas doesn't cap year-over-year tax increases the way some states do; bills can jump 20-40% in one cycle. Homeowners on fixed income face sudden affordability challenges.
Tax foreclosure in Texas (judicial in some counties, administrative in others) moves on a fixed schedule once initiated — Kendall County's process from filing to sheriff's deed runs roughly 6-9 months. Selling at any point before final transfer pays off the lien and gives the homeowner the remaining equity. After the deed transfers, that equity belongs to the new owner.
Redemption periods after Texas tax sales range from immediate (no redemption) to 3-5 years depending on jurisdiction. Boerne homeowners in Kendall County should verify their specific timeline before assuming any cushion. Selling before the auction guarantees no redemption issues arise.
Tax liens in Texas are mostly senior to mortgage liens, which means a tax sale can extinguish the mortgage entirely. Boerne homeowners who fall behind on property taxes while current on their mortgage occasionally discover their lender paid the taxes and added them to the loan balance — at a punitive rate. Either path destroys equity; selling clears both at closing.
Tax delinquency volume in Kendall County, TX reflects the broader Texas economic environment. A Boerne metro of 21,536 produces a steady flow of 36-month tax-delinquency-eligible properties. Tax sales clear inventory; BuyHousesInCash acquisitions divert properties before that step.
Texas can typically begin tax sale proceedings after 36 months of delinquency. The county or municipality issues a tax certificate to investors, and after a redemption period, the property can be sold at auction. BuyHousesInCash can typically close before tax sale in Boerne as long as you contact us before the auction date is finalized.
No. BuyHousesInCash pays all delinquent property taxes, penalties, and interest from the sale proceeds at closing. The title company in Texas disburses funds to the county tax collector, clears the lien, and the remaining cash goes to you. You write zero checks. This is one of the biggest reasons homeowners with Boerne tax delinquency choose us.
Even after a tax certificate is sold to an investor, Texas provides a redemption period during which you can pay off the certificate plus interest and reclaim your property. BuyHousesInCash can buy your home and redeem the certificate at closing during this window. Don't wait until the redemption period expires — call us as soon as possible.
Yes. Federal IRS tax liens against you personally do attach to Boerne real estate. The IRS has procedures (Form 14135) to discharge a property from the lien at closing in exchange for paying the lien amount or a portion. BuyHousesInCash works with title companies experienced in IRS lien discharges. Texas state tax liens follow similar processes.
The math has to work — sale proceeds need to cover the back taxes plus our offer price. If you have $50,000 in back taxes on a $200,000 Boerne home, we have plenty of room. If back taxes are $180,000 on a $200,000 home, the offer becomes minimal. We'll run the numbers transparently and tell you what you'd net before any commitment.
Common scenario. Both get paid off at closing from sale proceeds. The title company disburses to the lender (mortgage payoff) and the Texas tax collector (delinquent taxes), then any remaining equity goes to you. We handle multi-creditor closings in Boerne regularly — it adds about 3-5 days to closing time but isn't a deal-breaker.
Most Texas counties will postpone or cancel a scheduled tax sale once they receive proof of a pending sale to a buyer who will pay off the delinquent taxes. BuyHousesInCash' title company submits the contract and proof of funds directly to the Boerne tax office to halt the sale. We've stopped tax auctions with as little as 5 days notice.
Selling to BuyHousesInCash doesn't directly impact credit. The negative items — late mortgage payments, judgments, the tax lien itself — already affect your credit. Selling clears those liens, which over time helps your credit recover. Compare to a tax sale: losing the home plus continued lien on credit report. The voluntary sale is almost always the better credit outcome.
Yes. Property taxes owed to Kendall County are paid in full at closing from sale proceeds. The Texas tax collector issues a release; the title transfers free and clear.
Possibly. Texas provides a statutory redemption period after most tax sales. Within that period, the original owner can redeem and sell. Outside the period, the tax-deed holder controls the property.
Multiple-year tax delinquency in Kendall County compounds: each year's delinquency carries separate interest and penalty schedules. Texas Boerne homeowners with 3+ years delinquent face larger payoff amounts than recent delinquencies. BuyHousesInCash addresses multi-year situations as standard practice.
BuyHousesInCash handles tax-delinquent Boerne properties without requiring the seller to bring money to closing. The math just needs sale proceeds to exceed the tax debt, mortgage payoff, and our offer. When equity is too thin to cover all three, we work with lenders on short sale and with the county on tax-arrear negotiations.
Tax-deed states (some Texas jurisdictions) versus tax-lien states differ in what's auctioned: in tax-lien states, investors buy the lien and accrue interest; in tax-deed states, ownership transfers. Kendall County procedure determines redemption rights. BuyHousesInCash resolves both lien and deed situations.
Investor purchasers at Kendall County tax sales typically pay only the back taxes plus fees, leaving any residual property value as profit when the redemption period expires. Boerne homeowners who let this happen lose their entire equity. Selling to BuyHousesInCash before the sale captures that equity for the seller, even if only at 60-75% of after-repair value.