Back property taxes in Dunwoody? Georgia can sell your home for unpaid taxes after 12 months of delinquency. We buy houses with tax liens — pay the taxes at closing, give you the difference in cash, save your credit.
Falling behind on property taxes in Dunwoody, Georgia can spiral fast. Georgia counties begin tax sale proceedings after a fixed period of property tax delinquency. BuyHousesInCash buys homes with tax liens, tax delinquency, and even properties scheduled for tax sale. We pay the back taxes from sale proceeds at closing, so you never write a check. You walk away free of the tax burden with cash in hand.
IRS tax liens — separate from property tax — also affect Dunwoody home sales. Federal liens attach to all real estate owned by the debtor. When the property sells, the IRS gets paid from proceeds before the homeowner sees anything, but Form 14135 (Certificate of Discharge) can clear the lien from the specific property at closing. BuyHousesInCash title teams handle this routinely in DeKalb County.
Mortgage servicers in Georgia sometimes pay delinquent property taxes themselves and force-place the amount into the loan balance, raising the monthly payment overnight to recover the advance plus interest. Dunwoody borrowers occasionally find their $1,400/month mortgage jumps to $1,950 after a tax-escrow shortage. The lender treats it as a default risk; the next step is acceleration.
Heirs inherit property with tax delinquency in Dunwoody more often than families realize. The deceased's last few years often included missed payments, accumulated penalties, and tax sale notices that family members weren't tracking. DeKalb County tax assessor records show that probate-stage tax delinquencies are roughly 20% of all annual tax-sale cases.
Investor purchasers at DeKalb County tax sales typically pay only the back taxes plus fees, leaving any residual property value as profit when the redemption period expires. Dunwoody homeowners who let this happen lose their entire equity. Selling to BuyHousesInCash before the sale captures that equity for the seller, even if only at 60-75% of after-repair value.
Georgia tax sales in DeKalb County run on an annual or biannual cycle. Dunwoody properties enter the eligibility pool after the statutory delinquency period. BuyHousesInCash buys before the sale to preserve owner equity beyond what the tax-deed holder would.
No obligation. We close at a DeKalb County title company.
Call (555) 555-CASHGeorgia can typically begin tax sale proceedings after 12 months of delinquency. The county or municipality issues a tax certificate to investors, and after a redemption period, the property can be sold at auction. BuyHousesInCash can typically close before tax sale in Dunwoody as long as you contact us before the auction date is finalized.
No. BuyHousesInCash pays all delinquent property taxes, penalties, and interest from the sale proceeds at closing. The title company in Georgia disburses funds to the county tax collector, clears the lien, and the remaining cash goes to you. You write zero checks. This is one of the biggest reasons homeowners with Dunwoody tax delinquency choose us.
Even after a tax certificate is sold to an investor, Georgia provides a redemption period during which you can pay off the certificate plus interest and reclaim your property. BuyHousesInCash can buy your home and redeem the certificate at closing during this window. Don't wait until the redemption period expires — call us as soon as possible.
Yes. Federal IRS tax liens against you personally do attach to Dunwoody real estate. The IRS has procedures (Form 14135) to discharge a property from the lien at closing in exchange for paying the lien amount or a portion. BuyHousesInCash works with title companies experienced in IRS lien discharges. Georgia state tax liens follow similar processes.
The math has to work — sale proceeds need to cover the back taxes plus our offer price. If you have $50,000 in back taxes on a $200,000 Dunwoody home, we have plenty of room. If back taxes are $180,000 on a $200,000 home, the offer becomes minimal. We'll run the numbers transparently and tell you what you'd net before any commitment.
Common scenario. Both get paid off at closing from sale proceeds. The title company disburses to the lender (mortgage payoff) and the Georgia tax collector (delinquent taxes), then any remaining equity goes to you. We handle multi-creditor closings in Dunwoody regularly — it adds about 3-5 days to closing time but isn't a deal-breaker.
Most Georgia counties will postpone or cancel a scheduled tax sale once they receive proof of a pending sale to a buyer who will pay off the delinquent taxes. BuyHousesInCash' title company submits the contract and proof of funds directly to the Dunwoody tax office to halt the sale. We've stopped tax auctions with as little as 5 days notice.
Selling to BuyHousesInCash doesn't directly impact credit. The negative items — late mortgage payments, judgments, the tax lien itself — already affect your credit. Selling clears those liens, which over time helps your credit recover. Compare to a tax sale: losing the home plus continued lien on credit report. The voluntary sale is almost always the better credit outcome.
Georgia requires 12 months of property tax delinquency before tax-sale eligibility in most jurisdictions. DeKalb County specifics may vary. Check with the tax collector to confirm your exact timeline.
Yes. Property taxes owed to DeKalb County are paid in full at closing from sale proceeds. The Georgia tax collector issues a release; the title transfers free and clear.
Tax-deed states (some Georgia jurisdictions) versus tax-lien states differ in what's auctioned: in tax-lien states, investors buy the lien and accrue interest; in tax-deed states, ownership transfers. DeKalb County procedure determines redemption rights. BuyHousesInCash resolves both lien and deed situations.
Georgia property tax bills compound their consequences. The original tax becomes delinquent, then penalty interest, then collection fees, then attorney costs once the county initiates legal proceedings. A Dunwoody homeowner who fell $4,000 behind two years ago typically owes $7,000-$9,000 by the time the tax sale is calendared. Cash sale proceeds pay it all at closing.
Tax-sale redemptions in Georgia are governed by statute O.C.G.A. and vary in length from a few months to several years. DeKalb County's specific redemption period is published on the assessor's website. BuyHousesInCash closes during any redemption window, paying the redemption amount as part of the closing settlement statement.
Bankruptcy can pause a Georgia tax sale via the automatic stay, but only briefly. Property taxes are typically priority unsecured debt in Chapter 13 and survive Chapter 7 discharge entirely. Dunwoody homeowners hoping bankruptcy will solve tax arrears usually discover it postpones rather than eliminates the problem.